Financial Assistance for Pregnant Women

This page includes information on programs available for pregnant women without insurance. Many of the programs have eligibility requirements.

Government Sponsored Insurance Programs


The state of Michigan provides medical insurance through the Michigan Medicaid program. To qualify you must be financially eligible and meet one of the following eligibility criteria.

  • Under the age of 21
  • Over the age of 65
  • Pregnant
  • Disabled
  • Blind
  • A parent or close relative living with a child under the age of 18

Contact the local MDHHS office in your county to determine your eligibility.

Maternal Infant Health Program

The Maternal Infant Health Program, formerly known as MSS/ISS, is a referral-only, state of Michigan program funded by Medicaid for pregnant women between conception and 8 weeks postpartum, and infants up to their first birthday. Its purpose is to provide support to women identified as having a pregnancy that can or may be at risk for harm, complications, or neonatal or postnatal loss. Such risk factors include, but are not limited to: age; number of children; fetal/maternal health; housing/living conditions; substance use/abuse; domestic issues; cognitive/developmental/mental health issues; income level; work skills/abilities; and smoking.

The program is staffed by an interdisciplinary team of social workers, registered nurses and nutritionists, as well as an administrative/management team. To learn more call 734-936-9758.

To contact us with a referral, call or fax information to:
Maternal Infant Health Program
Department of Social Work
Donna Genyk, Program Administrator
Mott F-4770, Box 0718
Phone: 734-936-9758
Fax: 734-936-8767

Maternity Outpatient Medical Services Program

The goal of the MOMS program is to provide immediate health coverage for pregnant women. It provides outpatient prenatal coverage only. Prenatal services will be covered for the entire pregnancy and for two months after the pregnancy ends. There are income eligibility requirements. Contact the local MDHHS office in your county to apply for this program or apply online at

Healthy Kids for Pregnant Women

Medicaid is available for an eligible pregnant woman while she is pregnant and for two months after the pregnancy ends. There is an income limit for this program. Apply by calling 888-988-6300.

Women, Infant and Children’s Program

Women, Infant and Children's Program (WIC) is a food and nutrition program funded by the United States Department of Agriculture through local agencies, such as health departments and non-profit organizations. WIC helps to correct or prevent malnutrition in low-income pregnant and breastfeeding women, women who recently had a baby, and infants and children up to 5 years old who are at health risk due to inadequate nutrition. WIC provides supplemental food, offers professional nutrition education and makes referrals based on health screening and assessments of need. Learn how to apply for this program.

County Health Department Programs

Free or Low-Cost Health Care

Your health department may offer a variety of free or low cost health and social services to residents of your area. These services may include well-child clinics, prenatal care, breast and cervical cancer screening, family planning, immunizations and other related programs. Services and eligibility vary from county to county and in some cases appointments are necessary. Some county health departments have arranged for people without health insurance to receive primary health care from local doctors and clinics. Contact your county Health Department for details.

Income Benefits Programs

Michigan Family Independence Program

The Family Independence Program (FIP) provides cash assistance to families with children and pregnant women to help them pay for living expenses such as rent, heat, utilities, clothing, food and personal care items. FIP applicants and recipients may be assigned to Work First for assistance in finding a job or to develop needed job skills. Help with transportation, childcare and other needs related to employment and training may be provided.

To qualify for FIP your children must be under age 18, or age 18 or 19 and attending high school full-time and expected to graduate before age 20. There are also certain eligibility requirements regarding residency and income. 

If You Have Any Questions

Please contact the UMHS Guest Assistance Program  at 734-764-6893 if you have any questions about any of the programs described. In addition, Mott provides Patient Financial Counselors who can assist parents with their medical bills, including individual financial counseling for hospital and professional services, and assistance with insurance benefit questions, payment plans and charge estimates.